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Motor Insurance
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Customers who take out Allianz' Comprehensive
Private Motor Car Insurance Cover will be able to enjoy
the following value-added MotorXtra™
benefits. These include:
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No Claim Discount Protector |
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In the event of the total claims
incurred in any one period of insurance with an amount not exceeding
HK$60,000 or 15% of the car insured value (whichever is less), your
No Claim Discount (NCD) shall be preserved and remains unchanged
for the immediately subsequent renewal of the policy. |
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New for Old Replacement Vehicle |
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If you suffer a total loss of your
vehicle which is less than a year old by reason of a theft or an
accident, we will replace the vehicle with the same make and model
without deducting any depreciation. |
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Windscreen Excess Waiver |
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Should your windscreen be damaged
accidentally regardless of nature, we will pay for the repair cost
or the replacement of the same windscreen with no excess. |
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24-Hour Emergency Roadside Assistance |
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If your vehicle is immobilised
on the road due to mechanical breakdown or accidental damage, please
call our Allianz 24-Hour Hotline and we will come to your assistance. |
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24-Hour Free Towing Service |
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If your vehicle cannot be repaired
on the spot following an accident or mechanical breakdown, we will
arrange for the vehicle to be towed to the nearest repairer or any
other place as requested. |
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Courtesy Vehicle |
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In case of theft or accident
resulting in the immobilisation of your vehicle and such a loss
or the repairing time is over 48 hours, we will arrange and pay
for the supply of a rental car including the cost of relevant insurance
up to HK$5,000 each and every claim with the daily limit not exceeding
HK$1,000. |
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Claim Recovery Service |
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In any claim involving a liable
third party, we will undertake to pursue a recovery from that liable
third party on your behalf. If successful, we will refund to you
the portion of policy excess paid and your NCD will be reinstated
accordingly. |
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24-Hour Traffic Legal Advisory
Service |
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You may also call our Allianz Hotline
whenever legal advice is needed on Hong Kong Traffic Regulations. |
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Motor Engine Work Service Assistance |
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If you require vehicle engine repair and maintenance,
air-conditioning, electrical and exhaust system repair and maintenance,
second-hand car inspection service or full engine diagnosis check
and wheel/ tire alignment, to support car safety and performance,
our 24-hour hotline operators can provide you with referral information
on service providers and their charges. |
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Car Wash and Car Beauty Service Assistance |
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If you require car wash, body works service
such as minor body repairs and touch-up, welding repainting and
refurbishment, our 24-hour hotline operators can provide you with
referral information on service providers and their charges. |
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If you would like to know more about these
MotorXtra™ benefits, and for a full policy outlining
our Private Motor product, please contact the P&C Division on (852)
2521 6651. |
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Disclaimer: Allianz
reserves the right to make changes to the MotorXtra™
benefits as outlined above. For further information, please contact
the P&C Division on (852) 2521 6651. |
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